Penalty for not having auto insurance in Florida

The punishment for driving without insurance in Florida is the suspension of your driver’s license, your registration and your car license plate for up to 3 years. or when you purchase a new insurance policy, whichever comes first.

During the time of suspension, you will not be able to get a temporary or restricted license, even to drive to work. After the first suspension, you will pay a $150 to get your driver’s license reinstated. If your license lapses a second time for not having insurance, your policy will cost you $250. After a third lapse within three years, reinstatement will cost $500.

Drivers in Florida pay an average of $900 per year to maintain the minimum amount of car insurance coverage. That’s nothing compared to the consequences of driving without insurance, especially if you get into an accident.

Please make sure your auto insurance is up to date.